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Free Loan Calculator - Monthly Payment Calculator

Calculate EMI, Interest & Payment Schedule

💰 Calculate your loan EMI, total interest, and view detailed payment schedule instantly!
📝 Loan Details
$
%
Years
📊 Calculation Results
EMI (Monthly Payment)
$0
Total Interest Payable
$0
Total Amount Payable
$0
Total Number of Payments
0
💹 Loan Breakdown
Principal: 0%
Interest: 0%
📅 Payment Schedule (First 12 Payments)
💳
Multiple Loan Types
Calculate EMI for home, car, personal, business, and education loans
📊
Detailed Breakdown
Visual representation of principal and interest components
📅
Payment Schedule
View detailed payment schedule with remaining balance
⚡
Instant Results
Get accurate calculations in milliseconds
🎯
Flexible Options
Multiple payment frequencies and customizable terms
🔒
100% Private
All calculations happen locally in your browser

Calculate monthly loan payments, total interest, and a full amortisation schedule for any fixed-rate loan - mortgages, car loans, personal loans, and more.

How Loan Calculation Works

Enter your loan amount, annual interest rate, and loan term. The calculator instantly shows your monthly payment, total amount paid, total interest charged, and a complete month-by-month amortisation table showing exactly how much of each payment goes to principal versus interest.

Frequently Asked Questions

Can I use this calculator for a mortgage? +

Yes, enter your home loan amount, interest rate, and term to calculate monthly mortgage payments.

Does it show the full amortization schedule? +

Yes, it shows a complete month-by-month amortization table with principal and interest breakdown.

What types of loans can I calculate? +

Any fixed-rate loan including mortgages, car loans, personal loans, and student loans.